Site Navigation
Welcome
Important Notice and Disclaimer
Academic Schedule
Types of Credentials and Sub-Degree Nomenclature
Undergraduate Degrees with a Major
Combined Degrees
Minor Programs
Student and Campus Services
Admissions
Academic Regulations
Experiential Learning
Tuition and General Fees
Student Financial Support
Q.1 Awards for Undergraduate Students
Q.2 Graduate Studies Awards
Q.3 Financial Aid
Q.3.1 Government Student Loans
Q.3.1.1 Loan Confirmation and Disbursements
Q.3.1.2 Maintaining Previous Loans
Q.3.1.3 Loan Repayment
Q.3.2 U.S. Student Funding
Q.3.3 Student Budgeting
Architecture, Planning and Landscape, School of
Faculty of Arts
Cumming School of Medicine
Faculty of Graduate Studies
Haskayne School of Business
Faculty of Kinesiology
Faculty of Law
Faculty of Nursing
Qatar Faculty
Schulich School of Engineering
Faculty of Science
Faculty of Social Work
Faculty of Veterinary Medicine
Werklund School of Education
Embedded Certificates
Continuing Education
COURSES OF INSTRUCTION
About the University of Calgary
Who's Who
Glossary of Terms
Contact Us
Archives
Summary of Changes for the 2021/22 Calendar
University of Calgary Calendar 2021-2022 Student Financial Support Q.3 Financial Aid Q.3.1 Government Student Loans Q.3.1.3 Loan Repayment
Q.3.1.3 Loan Repayment

Student loan repayment begins six months after a borrower ceases full-time studies. Repayment is managed by the student and co-ordinated with the lender(s) who provided the student loan funding.

If a borrower is having difficulties repaying their student loans they should contact their lender(s) immediately. Borrowers may qualify for a repayment assistance plan to help them avoid defaulting on their loan repayment agreement.

Repayment Assistance Plan (RAP)

The Repayment Assistance Plan is provided to assist students in keeping their student loan debt at a manageable level. The plan provides students with short-term assistance if they have temporary financial challenges and long-term support if they have persistent financial challenges. Students can apply for RAP at any time during their repayment term. For more information contact the National Student Loan Service Center at 1-888-815-4514 or visit: studentaid.alberta.ca/repaying-your-loan/repayment-options/ (Alberta borrowers) or canlearn.ca/eng/after/repaymentassistance/rpp.shtml.