In which province should you apply for student loans?
Residency for Independent Students
Students who are 21 years of age or older; have been out of high school for more than four years; have been available for full-time work for at least two years since graduating high-school; are married/common-law; are divorced/separated/widowed; or have at least one dependent child are considered to be independent.
If you qualify as an independent student, you should apply for your student loans in the province where you:
- have most recently lived for 12 consecutive months while not a full time post-secondary student, or
- you currently reside if you have never lived in any other Canadian province for 12 consecutive months
Residency for Dependent Students
Students who do not meet any of the independent student eligibility are considered to be dependent students.
If you're a dependent student, you'll determine province of residency based on where you parent(s) reside.